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Planned Giving

With gift planning, you can provide long-lasting support for Calusa Waterkeeper while enjoying financial benefits for yourself.

Bequest

You can designate Calusa Waterkeeper as the beneficiary of your assets by will, trust, or beneficiary of your life insurance policy.

A bequest may be made in several ways:

• Percentage bequest – make a gift of a percentage of your estate
• Specific bequest – make a gift of a specific dollar amount or a specific asset
• Residual bequest – make a gift from the balance or residue of your estate

IRA Rollover

Congress has enacted a permanent IRA charitable rollover. As a result, you can make an IRA rollover gift this year and in future years.

Benefits of an IRA Charitable Rollover

• Avoid taxes on transfers of up to $100,000 from your IRA to Calusa Waterkeeper
• Satisfy your required minimum distribution (RMD) for the year
• Reduce your taxable income, even if you do not itemize deductions
• Make a gift that is not subject to the deduction limits on charitable gifts
• Help further the work and mission of Calusa Waterkeeper

How an IRA charitable rollover gift works:

1. Contact your IRA plan administrator to make a gift from your IRA to Calusa Waterkeeper
2. Your IRA funds will be directly transferred to Calusa Waterkeeper to help continue our important work.
3. Please consult with your tax advisor for this giving advisor.

Beneficiary Designation Gifts

A beneficiary designation gift is a simple and affordable way to make a gift to support Calusa Waterkeeper. You can designate us as a beneficiary of a retirement, investment, bank account, or life insurance policy.

Benefits of a Beneficiary Designation Gift

• Support the causes that you care about.
• Continue to use your account as long as you need to.
• Simplify your planning and avoid expensive legal fees.
• Reduce the burden of taxes on your family.
• Receive an estate tax charitable deduction.

How a beneficiary designation gift works:

1. To make your gift, contact the person who helps you with your account or insurance policy, such as your broker, banker, or insurance agent.
2. Ask them to send you a new beneficiary designation form.
3. Complete the form, sign it, and mail it back to your broker, banker, or agent.
4. When you pass away, your account or insurance policy will be paid or transferred to Calusa Waterkeeper, consistent with the beneficiary designation.

Important considerations for your future:

If you are interested in making a gift but are also concerned about your future needs, remember that beneficiary designation gifts are among the most flexible of all charitable gifts. Even after completing the beneficiary designation form, you can take distributions or withdrawals from your retirement, investment, or bank account and continue using your account. You can also change your mind anytime in the future for any reason, including if you have a loved one who needs your financial help.

Life Estate Reserved

You may desire to leave your home or other property to Calusa Waterkeeper upon your death but would also like to receive a current charitable income tax deduction. A life estate reserve might offer the solution you need!

Benefits of a Life Estate Reserved

• Receive a federal income tax deduction for the value of the remainder interest in your home or other property.
• Preserve your lifetime use and control of your home or other property.
• Create a life estate based on more than one life. This will preserve the use of the property for you and a loved one, such as a spouse or dependent child.

How a life estate works:

1. You deed your home or other property to Calusa Waterkeeper. The deed will include a provision that gives you the right to use your home or other property for the rest of your life and that of any other life estate party named in the deed.
2. You and Calusa Waterkeeper sign a maintenance, insurance, and taxes (MIT) agreement to explain that you will do your best to keep the property in good condition and that you will maintain property insurance and pay the property taxes.
3. When the owners of the life estate have passed away, your home or other property will belong to Calusa Waterkeeper. We will use or sell the property to further our charitable work.

Contact us or call 239-899-1440 to discuss ways you can support the vital work of Calusa Waterkeeper.

CALUSA WATERKEEPER IS A CHARITY RECOGNIZED AS TAX-EXEMPT BY THE IRS UNDER SECTION 501(C)(3). THE FEDERAL TAX ID # IS 65-0565226, AND THE FLORIDA REGISTRATION # IS CH25796. A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE 1-800-435-7352 WITHIN THE STATE OR BY VISITING FDACS.GOV. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE.